Best Payment Gateways for WooCommerce in 2025
1. Stripe
Why Choose Stripe:
- Easy setup in WooCommerce
- Accepts all major cards, Apple Pay, Google Pay, ACH
- Recurring payments + subscriptions supported
- Instant payouts in supported countries
Fees: ~2.9% + $0.30 per transaction (standard in US)
Pros:
- Clean checkout
- Works great with mobile payments
- Advanced fraud protection
Best For: Stores selling globally with modern UX needs
2. PayPal (Standard & PayPal Checkout)
Why Choose PayPal:
- Trusted brand with massive global recognition
- Supports one-tap checkout
- Buyer and seller protection included
Fees: ~2.9% + $0.30 (varies by region)
Pros:
- Instant trust with users
- Supports subscriptions
- Offers Pay Later (Buy Now, Pay Later)
Best For: Stores targeting US, EU, and mobile shoppers
3. WooCommerce Payments
Built by WooCommerce & powered by Stripe
Why Choose It:
- Native integration with WooCommerce
- No need to log into Stripe or external accounts
- Supports credit cards, Apple Pay, and recurring billing
Fees: Similar to Stripe (depends on location)
Pros:
- Seamless dashboard
- Easier for beginners
- WooCommerce Subscriptions compatibility
Best For: WooCommerce-first users who want simplicity
4. Authorize.Net
Why Choose Authorize.Net:
- Trusted by enterprises and B2B stores
- Advanced fraud protection tools
- Supports eChecks and recurring billing
Fees: Monthly gateway fee + transaction fees
Pros:
- High security
- Detailed reporting
- Useful for high-risk industries
Best For: Established businesses with specific compliance needs
5. Square for WooCommerce
Why Choose Square:
- Perfect for hybrid businesses (online + physical store)
- Free POS hardware integration
- Syncs products and inventory between online and offline
Fees: ~2.6% + $0.10 (POS), ~2.9% online
Pros:
- All-in-one for retail
- Easy inventory management
- Supports digital and physical goods
Best For: Retail stores going online with WooCommerce
Bonus Options Worth Exploring
- Razorpay – Best for Indian markets
- Klarna – Buy Now, Pay Later integration
- Mollie – Great for EU users with multiple local options
- Braintree – Owned by PayPal, offers flexible developer APIs